Your smile, on your budget.
Four financing partners, 0% plans up to 24 months for qualified applicants, extended plans up to 60 months with APR — and a team that walks you through the application, in English or Spanish.
Our financing partners
The most widely used healthcare credit card in the U.S.
- ✓Promotional 0% periods for qualified applicants
- ✓Reusable for future visits and family members
- ✓Fast online decision
Built specifically for aesthetic and dental procedures.
- ✓Higher limits geared to cosmetic treatment
- ✓Flexible term lengths
- ✓Simple application with quick decision
Apply from your phone in about 60 seconds.
- ✓Check your eligibility without impacting your credit score
- ✓Instant decision on your phone
- ✓Choose the payment plan that fits
Designed to approve the widest range of credit profiles.
- ✓High approval rates — built for real life
- ✓No hard credit check to see your options
- ✓Clear terms, no surprises
Financing subject to credit approval with participating lenders. Terms, rates and promotional periods vary by lender and applicant. Our team helps you compare options — we never choose for you.
From "how much?" to "let's do it" — held the whole way
Your exact number first
Your evaluation (free evaluation with our dental team · $150 with dra. jativa, 100% credited) produces a written treatment plan with the real total — no ranges, no surprises later.
Compare your options — without hurting your credit
Our coordinators help you pre-check eligibility with Cherry or Sunbit (no hard credit pull to see options) or apply with CareCredit or Alphaeon. Most decisions arrive in minutes, from your phone or in our office.
Pick the plan that breathes with you
0% interest up to 24 months for qualified applicants; extended plans up to 60 months carry APR based on your credit. Approvals vary — some lenders may ask for a deposit or approve a partial amount first with the option to request an increase later. A payor (spouse, parent, family member) can apply instead of the patient. Prefer direct payment? We take debit, credit, cash and Zelle.
Reserve your dates
Once approved, your treatment dates are locked in. All-on-X reserves with a 10% deposit, refundable within 7 days.
Financing questions
Will applying hurt my credit score? +
No — pre-qualifying is a soft check (a "pre-check") that does not impact your credit score. A hard inquiry only happens if you accept a plan. And if the patient prefers not to apply, a payor — spouse, parent or family member — can apply instead.
What if my credit isn't great? +
That's exactly why we work with four different lenders — each approves different profiles. Sunbit in particular is built to approve the widest range. Come talk to us before ruling yourself out.
Can I just pay directly? +
Of course — debit, credit, cash and Zelle are all welcome.
Is the evaluation really credited? +
Yes — the $150 comprehensive evaluation is applied 100% toward your treatment when you move forward.
Let's find your number.
Send us a WhatsApp — our coordinators answer financing questions before you ever step in.